Question 1

Am I a captive agent?

Accepted Answer

No. However, FED provides a platform that ensures success and requires that our leads are only sold with our carriers. Therefore, we require all final expense production to be placed with our insurance companies. Please see our companies (https://finalexpensedirect.com/insurance/)page to determine if releases are needed.

Question 2

Is there training?

Accepted Answer

Yes. Our tele-sales training has been refined over the past 17 years from some of the top professionals in the industry. Seminar-style training, as well as one-on-one meetings, are not only available but are required to ensure your success throughout your relationship with FED.

Question 3

Do I have to cold-call or outbound call?

Accepted Answer

The Flagship and Eagle opportunities are 100% inbound calls. There is no outbound dialing or cold calling.

Question 4

Do I have to pay for leads?

Accepted Answer

Our Eagle program is a free lead opportunity.
On the Flagship program, inbound calls are currently priced at $30.

Question 5

What is a typical day like at Final Expense Direct?

Accepted Answer

Your day starts with a morning meeting 9AM CST M-F before you will plug in and receive phone calls and write as many policies as you can.

Take a lunch break, then come back and plug back in and write more sales.

At FED, we offer a well-oiled machine that brings the leads to you & makes it easier for our agents to write policies.

As long as you commit to implement what is learned during training, and commit to the necessary talk time required of a successful telesales agent and treat every lead with the respect it deserves, you will have an opportunity for a six-figure income.

Question 6

What is the charge-back window?

Accepted Answer

9 months

Question 7

Do I get residuals?

Accepted Answer

Yes.

Question 8

Will I get paid during training?

Accepted Answer

No. Agents on the Flagship and Eagle platforms are 1099 commissioned agents and no compensation is available during training.

Question 9

How often will I get paid?

Accepted Answer

Agents are paid daily by the carriers.

Question 10

How much money does a Final Expense agent make?

Accepted Answer

Your income is entirely up to you, your work ethic, and your ownership of the opportunity. Agents have the opportunity of a six-figure to a multiple six-figure income.

Question 11

Do you have a physical office I can work in?

Accepted Answer

No. This is a fully remote opportunity!

Question 12

Do I need a license?

Accepted Answer

Yes. All agents are required to have a Group 1 life insurance license, and we require that agents have, or be willing to obtain, at least an additional 9 non-resident licenses.

Question 13

Is this hourly or commission?

Accepted Answer

This is a commission-based opportunity.

Question 14

Can I work part time?

Accepted Answer

No, this is not an opportunity used to supplement income. It requires a full-time, 5-day-a-week commitment. There is no part-time path to success!

Question 15

Is there a minimum amount of leads I have to buy?

Accepted Answer

The initial lead-purchase minimum is $1,800 on our Flagship program.

Question 16

What is the commission level?

Accepted Answer

Flagship: 110%-125%.
Eagle: 45%-65%